Have a Question About Mortgages? Ask Steph! 604-575-2710

The Advantage of Choice

Hi, I’m Stephanie Barritt, a mortgage professional serving clients in the lower mainland from my office in Surrey BC. Choosing the right mortgage is a big decision. Finding the right mortgage is a powerful tool to help you achieve your financial goals, while getting stuck with a bad one has the potential to cost you a lot of money.

So with so many mortgage choices and ongoing decisions to make, how do you know you are making the right choice for you? You need an independent mortgage broker to help guide you! A banker works for the bank, paid by the bank to make money for the bank. As a mortgage broker I can represent you to several different lending institutions who offer a wide choice of products.

The combination of unbiased advice, access to more products, and the fact that my business that is built on customer service and client education means that when you work with me, you can be assured that your needs are being put first. And in most cases, my services come at no cost to you! Regardless of where you are in the mortgage process,

I can help! Ask me about mortgages anytime!

Mortgage Services

Home Purchase

If you are looking to purchase a property, understanding all the mortgage options available to you can seem overwhelming. That’s where I come in, I do this everyday, and I love it. I will help you make sense of all the numbers and provide you with options that make sense to you and arrange the mortgage that suits your goals! However step 1 is to get a pre-approval. We should talk!

Mortgage Management

Your home is your most valuable asset. My goal is to help you make the best of it by helping you manage your mortgage. Regardless if your mortgage is up for renewal or you happen to be in the middle of a term, I would love the opportunity to review your mortgage at no cost to you to make sure you aren’t paying too much in interest! Saving you money is what I do.
j

Renewal

If you are within 6 months of your mortgage renewal, or if your existing lender has sent you a renewal offer in the mail, the first thing you should do is send it to me. I will give you a second opinion and in most cases, I will be able to save you money. Never just sign the offer, there is always room to negotiate, and I am here to help you so that you don’t have to do those negotiations alone!

Refinance

Are you looking to access some of the equity built up in your property? Maybe you want to consolidate some debts, start a new business, buy a vacation or investment property or travel the world… regardless, I can discuss all your mortgage refinancing options with you!

First Time Home Buyers

If you are looking to purchase your first home, then you have come to the right place! I love answering questions so much that I actually use “Ask about mortgages” in my branding. And I mean it… I love helping first time home buyers understand what mortgage financing is all about. Let’s walk through the process together and make sure you feel comfortable with the entire process.

Contact

Before you go out and start shopping for a new house, you need a plan. It doesn’t matter if this is your first time buying a home or your hundredth, financial situations change, rules change, interest rates change. The best place to start is to contact me directly. We will work through your situation together and you will know exactly how much buying power you have! Talk soon!

Testimonials

EXCEPTIONAL SERVICE

Stephanie was referred to us by our real estate agent. Everything happened so fast and only in a matter of days, Stephanie was able to help us as we didn’t have much time to remove conditions and our financing wasn’t approved yet. Stephanie along with the help and collaboration of Jennifer were able to help us out and get everything sorted in the very short time we had and by help I mean gather all the required documents (this can become a tedious task), and get me approved within a matter of days only.
 
It was a very stressful time and I don’t know how I would have done it without them. The quality of service provided was exceptional and we were so relieved that we were able to remove conditions on time, with my financing being fully approved and complete. Stephanie and Jennifer remained very professional throughout the whole process while being very friendly and keeping stress levels as low as possible. I would strongly recommend working with them, especially being a first time buyer, it was very important that I worked with someone who could answer many annoying questions and they both always responded to me so quickly and every time with a smile, which as a customer made me feel very comfortable and that really helped reduced my stress levels too. 
 
In terms of negotiating the mortgage details, I will admit that after looking around, Stephanie was also able to provide me with the best interest rate available! Without asking, I was informed that a better rate was negotiated for me (what better can one ask!). 
 
When it’s time to re do the paperwork, I can guarantee that I will be a returning customer. My experience applying for a mortgage for the very first time was very smooth, very easy and extremely professional, allowing for the best experience any first time home owner could ask for 🙂 Thank you Stephanie and Jennifer
 
~ C. Ramdoyal

HIGHLY RECOMMENDED

Stephanie came recommended to me and she did a great job with our mortgage. She’s the kind of person that really fights to find the best product to suit our needs and she puts long-term service over any other considerations. I highly recommend her for any mortgage or other real estate finance needs.

~ Peter Crisp  

FAST AND PROFESSIONAL

I use Stephanie Barritt almost exclusively for my real estate clients because she is fast, professional, and if there’s any difficulty, she can handle it! I wouldn’t hesitate to recommend her!

~ Dianne Moscrip, ReMax Advantage Realty

EXCEPTIONAL PRODUCT KNOWLEDGE

Stephanie has done such a great job for many of my clients. On more than one occasion, she has gotten my clients great mortgages when other brokers could not find a way. Her exceptional product knowledge is second to none in my opinion and I look forward to sending her more business, as I know that she can do for my clients, what no one else can.

~ Eldon Whalen

Some of My Lenders

Calculator

Apply Today

l

I Keep My Blog Up To Date So You Can Be Informed

Is Right Now a Good Time to Buy?

Is Right Now a Good Time to Buy?

by | Jul 19, 2018 | 0 Comments

If you've been thinking about buying a new home; whether that be your first home, your next home, your forever home, or your retirement home, the doom and gloom of it all might be causing you to question... is right now a good time to buy a home? Well... what if I...

read more
Housing Market Insight | June 2018 Report

Housing Market Insight | June 2018 Report

by | Jul 13, 2018 | 0 Comments

If you've ever wondered about what motivating factors are considered by Canadians, driving them to buy homes, here is a recent report released by the Canadian Mortgage and Housing Corporation (CMHC) that takes a look at our major metropolitan centres. Here are some of...

read more
Bank of Canada Rate Announcement July 11th, 2018

Bank of Canada Rate Announcement July 11th, 2018

by | Jul 11, 2018 | 0 Comments

The Bank of Canada today increased its target for the overnight rate to 1 ½ per cent. The Bank Rate is correspondingly 1 ¾ per cent and the deposit rate is 1 ¼ per cent. The Bank expects the global economy to grow by about 3 ¾ per cent in 2018 and 3 ½ per cent in...

read more
Minimum Required Credit Profile

Minimum Required Credit Profile

by | Jul 5, 2018 | 0 Comments

Credit. The ability of a customer to obtain goods or services before payment, based on the trust that payment will be made in the future. When you borrow money to buy a house, you will be required to prove that you have a good history of managing your credit. But what...

read more
As Simple as Porting Your Mortgage!

As Simple as Porting Your Mortgage!

by | Jun 28, 2018 | 0 Comments

As simple as porting your mortgage! Said by no one ever. The truth is, there is nothing simple about porting your mortgage.  "Porting your mortgage" involves transferring the remainder of your existing mortgage term, outstanding principal balance, and interest rate to...

read more
Read More From My Blog

Stephanie Barritt

Phone: 1-604-575-2710

Ask Steph

7 + 6 =

Pin It on Pinterest